I am undocumented and qualify for AB540. How can I pay for college?

Learning Target: Understand various types of financial aid sources available for undocumented (AB540 eligible) students, learn about the California Dream Act Application (CADAA), and how to apply.

Paying for College as an AB540 Eligible Student

Before learning about the various types of financial aid available, it is important to know that aid is available for all types of colleges (community colleges, 4-year colleges, public colleges, private colleges, trade/technical colleges, and out-of-state colleges). It is also important to know that financial aid is available for all types of students:

  • Documented & Undocumented

  • High GPA & Low GPA

  • High Financial Need & Low Financial Need


Types of Aid

Your financial aid award/package will likely come from various streams: State grants, University/College grants, and private scholarship resources. Undocumented students do not qualify for Federal Financial Aid.

Aid programs for eligible California residents:

  • CHAFEE Grant: The California Chafee Grant for Foster Youth Grant awards up to $5,000 a year to eligible foster youth. It may be used at any eligible California college or university, or career or technical school. Students attending schools in other states may also qualify. A student’s receipt of a Chafee Grant award shall not exceed five years (whether or not consecutive).

  • Middle-Class Scholarship (MCS): For undergraduates and students pursuing a teaching credential with family income and assets up to $201,000. Scholarship amounts vary by college.

  • UC Blue and Gold Opportunity Plan: Ensures that you will not have to pay UC’s systemwide tuition and fees out of your own pocket if you are a California resident whose total family income is less than $80,000 a year and you qualify for financial aid.

  • California Dream Loan Program: The California DREAM Loan Program provides eligible undocumented AB 540 undergraduates with the option to borrow loans to help cover the cost of attending UC.

  • California College Promise Grant: Waives community college enrollment fees.

Scholarship: money awarded to students for academic study (does not have to be paid back). Can be granted by the college, company, non-profit organization, individual, etc. Merit-based scholarships are dependent on academic performance, talents, or other criteria. Need-based scholarships are dependent on financial need.


How much aid will I get?

  • The amount of state and federal aid you will receive will depend on the information you share through your financial aid application. 

  • The aid you get will be based on the COST OF ATTENDANCE (COA) and your family’s STUDENT AID INDEX (SAI - formerly known as EFC). 

  • The COA varies by college and it includes tuition, books, fees, room and board, transportation, and personal expenses.

  • The amount of financial aid you will receive will be the difference between the COA and SAI: COA - SAI = financial aid needed. The financial aid needed can be met by a combination of loans, grants, scholarships, and work-study.


Who is considered my “parent” on financial aid application forms?

  • Students should enter information for biological parents or legally ADOPTIVE parents.

  • If parents live in another country, their information is still required.

  • If biological parents live in the same house together but were never legally married, both parents' information must be included.

  • If parents live in separate houses (and the student lives with both), use the information for the parent with whom the student lived the MOST during the last 12 months. It is NOT necessary to put both parents.

    • It does NOT matter who claims the student on their taxes.

    • If the parent selected is remarried, the step-parent’s information must also be included.


Which financial aid application do I submit?

The California Dream Act allows undocumented students [DACA recipients (valid or expired), U Visa holders, and students under Temporary Protected Status (TPS), who qualify for a non-resident exemption under Assembly Bill 540 (AB 540), Senate Bill 2000 (SB 2000) and Senate Bill 68 (SB 68)], to receive certain types of financial aid such as private scholarships funded through public universities, state-administered financial aid, university grants, community college fee waivers, and Cal Grants. In addition, the California Dream Act, allows eligible students to pay in-state tuition at any public college in California.

The California Dream Act Application (CADAA) must be submitted between October 1st and March 2nd of the year before you will start college. High school seniors will complete the application between 10/1 and 2/2. Students must renew their CADAA every year!

California Dream Act Application (CADAA) - Below are the basic requirements for the CADAA:

  • Students are eligible to complete the CADAA if they:

    • are undocumented;

    • have a valid or expired DACA;

    • have a U Visa;

    • have Temporary Protected Status (TPS); or

    • meet the non-resident exemption requirements under AB 540.


What are the non-resident exemption requirements under AB 540?

Students must meet all four (4) requirements to be eligible:

  • Time and coursework requirements:

    • High school attendance in California for three or more years, OR

    • Attainment of credits earned in California from a California high school equivalent to three or more years of full-time high school coursework and a total of three or more years of attendance in California elementary schools, California secondary schools, or a combination of those schools. OR

    • Attainment of credits earned at a California adult school, OR

    • Credits earned at a California Community College, OR

    • A combination of the schools listed above

  • Degree or unit requirements (completion of either of the following):

    • Graduation from a California high school or the equivalent (GED, HiSET, CHSPE, TASC)

    • Attainment of an Associate degree from a California Community College

    • Fulfillment of the minimum transfer requirements from a California Community College to a UC or CSU campus

  • Register or enroll in an accredited and qualifying CA college or university

  • Submit a signed “Non-Resident Exemption” Request

    • Also known as an “AB 540 affidavit.”

    • The affidavit states that students meet all the requirements to qualify for a non-resident exemption under AB 540 and, if undocumented, are in the process of legalizing their immigration status (or will do so as soon as they are eligible to).

    • While the various post-secondary public systems have generated their own version of the AB 540 affidavit, it is a good idea to download the form from the college in which the student will enroll - below are a few examples:

  1. AB540 Affidavit Sample (UCLA)

  2. AB540 Affidavit Sample (CSU)

  3. Recommendations:

  • If attending a 4-year college, when the student accepts admission, download an affidavit form from the college and follow campus instructions (some campuses require electronic upload).

  • If attending a California State University (CSU), download an affidavit form from the college and follow campus instructions (some campuses require electronic upload). Additionally, send a copy to each CSU when asked to submit the CSU Residency Questionnaire

  • If attending a 2-year college, submit an affidavit as soon as the student has a campus ID number.


Type of AidAre AB540 Students Eligible?Which Application?Who Submits?Deadline
Federal Pell GrantNoFAFSAStudent/FamilyMarch 2nd
Federal Student LoanNoFAFSAStudent/FamilyMarch 2nd
Federal Parent LoanNoFAFSAStudent/FamilyMarch 2nd
Federal Work-StudyNoFAFSAStudent/FamilyMarch 2nd
Cal GrantYesFAFSA or CADAAHigh School Submits HS Cal Grant GPA ElectronicallyMarch 2nd
CA Middle-Class ScholarshipYesFAFSA or CADAAStudent/FamilyMarch 2nd
UC Blue & Gold PlanYesFAFSA or CADAAStudent/FamilyMarch 2nd
CA College Promise Grant (Community College)YesFAFSA or CADAAStudent/FamilyMarch 2nd
ScholarshipsYesIndividual ApplicationsStudentVaries
Private School Financial AidYesCSS Profile (in addition to FAFSA or CADAA)FamilyFebruary 1st

What happens after I submit the CADAA?

  • It usually takes 8-10 days for the application to be processed - it can take longer if the parent does not have a Social Security Number and must mail in a Signature Page. 

  • Once the application is processed, students receive a report, which summarizes the information provided on the application.

  • Families should review the report and make sure all of the information is complete and accurate.Missing or incorrect information should be completed or corrected as soon as possible (this includes adding additional schools).

  • Every time changes are made to the application, everyone must re-sign electronically. Parents without an SSN must re-print the signature page and mail it in.

  • The CADAA report includes the STUDENT AID INDEX (SAI - formerly known as EFC). 

  • Once the application is processed, the report is sent to the colleges listed on the application.

  • Colleges use the information on the report to determine eligibility for federal and nonfederal student aid.

  • Each college is responsible for creating an award package and disbursing financial aid. 

  • Once a college generates a financial aid award package, changes to a family's financial situation (that may impact eligibility for aid), should be communicated directly to the colleges that the student applied to.


I got selected for verification, what is this?

  • Verification is the process used to confirm that the data reported on the application is accurate.

  • An "*" asterisk next to the SAI, indicates that the student was selected for verification and will be required to submit additional forms and paperwork to the colleges they applied to.

  • Most students are selected for verification at random or because there was incomplete or inconsistent data reported on the application.

  • Colleges will NOT generate financial aid award letters until the student has submitted the required forms and paperwork. Financial aid processing will be on hold until all required documents are submitted and the student's file has been fully verified.

  • Students are provided verification instructions on their school's PORTAL.

  • Typical paperwork required for verification includes copies of W2 and the family's TAX TRANSCRIPT.


Next Steps for Students (start of senior year)

  • Social Security Number

  • Alien Registration Number (if you are not a U.S. citizen)

  • Guardian Federal income tax returns, W-2s, and other records of money earned. (Note: You may be able to transfer your federal tax return information into your FAFSA using the IRS Data Retrieval Tool.)

  • Bank statements and records of investments (if applicable)

  • Records of untaxed income (if applicable)

  • Applicants starting college in Fall of 2023 - Prepare by completing the 23-24 Dream Application Worksheet

  • Students applying to private colleges may also be required to submit a CSS Profile. Check if any school you are applying to requires it and be sure to submit it by February 1st (December 1st priority deadline for scholarship consideration).

  • Once you accept admission to your future college (May of senior year), create a WebGrants 4 Students account and make sure your future college is selected.

Next Steps for Families

  • Understand who is considered a “parent” for financial aid purposes - whose information needs to be included on the CADAA. 

  • Be sure to file your taxes on time! For the class of 2023, you will use 2020 tax information. For the class of 2024, you will use 2021 tax information.

  • As soon as you file your taxes, request a TAX TRANSCRIPT and keep it handy (will likely be required to submit it along with a financial aid application. The easiest way is to select “get a transcript by mail”. When ordering, the information (name and address) must match exactly as written on your tax returns.

Próximos pasos para las familias

  • Comprenda quién se considera un "padre" para fines de ayuda financiera, cuya información debe incluirse en la FAFSA.

  • ¡Asegúrese de declarar sus impuestos a tiempo! Para la clase de 2023, utilizará la información fiscal de 2021. Para la clase de 2024, utilizará la información fiscal de 2022.

  • Tan pronto como presente su declaración de impuestos, solicite una TRANSCRIPCIÓN DE IMPUESTOS y téngala a mano (es probable que deba enviarla junto con una solicitud de ayuda financiera). La forma más fácil es seleccionar "obtener una transcripción por correo". Al realizar el pedido, la información (nombre y dirección) debe coincidir exactamente con lo escrito en sus declaraciones de impuestos.